Here’s a Roadmap for the Next Chapter in Life
By Rachel M. Anderson, Contributing Writer
(Twin Cities, MN) - When it comes to travel, just about everyone takes the time to develop a plan. After all, you need to figure out how you’re going to reach your destination, where you’ll stay when you get there and what you’re going to do. So why is it that more people don’t give the same level of attention to planning for retirement?
That’s a question Mark Fischer of St. Louis Park, Minn., a suburb of Minneapolis, has asked a lot of people over the years. Now in his 70s and nearing retirement himself—for the third time—he has worked as a financial planner for more than 30 years.
“My definition of retirement is that it’s a time in your life when you get to do what you really want to do,” he says. For Fischer, that will mean using the skills gained during his career in the financial services industry to help others plan for a thriving retirement.
The first step he has taken down that path is writing the book, Serious About Retiring: A Practical Roadmap for a Healthier, Wealthier, Happier Retirement, set for release on May 1, 2019, by Temuna Press of Minneapolis.
The book is divided into three sections. Part One offers advice on how to decide where and how you are going to spend your time once you are no longer tied down to a job. Part Two examines how to make sure you’ll have enough money when you retire to do the things you want to do. Part three offers advice for putting a plan together and strategies for making it happen.
The content in the book comes right out of Fischer’s own playbook for life. He started planning for his future when he was a young boy. “Investing was a family tradition,” he says. “My grandfather did it, my father did it, and when I was eight I started talking with my father about investing.”
Fischer still remembers his first two investments. They were Fargo Oil and Axe Science and Electronics. “I invested in technology before there were computers,” he says.
You’d think with such a strong background in investing, Fischer would have gone into it as a profession right out of school, but that wasn’t the case. He worked as a research scientist and computer analyst first. It wasn’t until age 43 that he made the transition to a career that involved his real passion.
In 1986, he started a financial planning business. He sold his business to a colleague in 2013, but he continues working there as a consultant. When he retires at the end of 2019, he plans to offer workshops and individual counseling, based on his new book.
I have always loved to figure out stuff and help other people,” he says. “I can’t foresee a time in my life when I’d give that up.”
Fischer’s wife, Lucy Rose, has traveled a similar journey. She retired from a distinguished 25-year career in gerontology—with a doctorate and several books on aging—then embarked on a second career as an author and artist. “I guess you could say at age 60, I decided I was old enough to pursue my dreams,” says Lucy Rose.
“I love to learn and foresee a lot of learning going on in my immediate future,” says Mark.
“I believe deeply that as we get older we have capabilities that may be enhanced over what we had when we were younger, and that we should use our capabilities for as long as we can,” Lucy Rose adds.
For more information about Mark Fischer’s work, go to SeriousAboutRetiring.com. Lucy Rose Fischer’s website is LucyRoseDesigns.com.
About the Authors
Mark and Lucy Rose Fischer of St. Louis Park, Minn., have been married for 53 years. They have one son and seven grandchildren.
Mark is the author of Serious About Retiring: A Practical Roadmap for a Healthier, Wealthier, Happier Retirement scheduled for release on May 1, 2019, and co-author of Mapping Your Retirement, published in 2007.
Lucy Rose is an artist and writer, whose work celebrates aging. Her fourth book, I’m New at Being Old, won both a Midwest Book Award and Independent Publisher Book Award. She has been featured on the Twin Cities Public Television program Life Changing Art (2010). Her latest book, Grow Old with Me, a colorful and whimsical memoir about a happy marriage, is set for release in Fall 2019.